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A shopkeeper holds out his phone across the counter of a Damascus shop while his customer holds her card to it

Upgrade your business with digital payments.

HawaPay turns any device into a card machine.

Get early accessHow a sale works

We are on a mission to bring financial freedom to every person and merchant in Syria.Because access is not a privilege, it is a right.

How it works

A sale takes three steps.

A small reader that costs a fraction of a card machine. Every card, swiped, inserted or tapped.

  1. Step 1Open HawaPay on your device, type the amount.Any device, signed in to your account.
  2. Step 2The customer swipes, inserts or taps.The reader is connected to the HawaPay app on your account, and takes the payment.
  3. Step 3The payment is confirmed, and the money settles to your account.Your own account, at your own bank or wallet, minus one transaction fee.

What you get

Everything the counter needs.

The reader

Every card, whichever way it comes.

Swipe, chip or tap. A small reader, paired to the HawaPay app on your device, for a fraction of what a card machine costs.

A phone carrying the HawaPay mark beside a lime counter card reading Tap to pay here

Your money

Straight to your account.

Every sale settles to your own account, at your own bank or wallet, minus one fee on the sale.

Your day

Know the day as it happens.

Every sale as it lands, the day's total at a glance, and a report you can send to your accountant.

A card held to the back of a phone across a shop counter
A street of small shops at the end of the day, two of them hanging the HawaPay sign, Cards accepted here
A shop door with the HawaPay decal in the glass, reading Cards accepted here

Why now

The card rails came back. The card machines did not.

Cards came back to Syria in 2026, and in August the Central Bank opened licensing for payment companies. The market, in three numbers.

  1. 3.52 millionvisitors in the first half of 2026, 719,000 of them from abroad.
  2. About 4,200card machines in the national network when it launched, for the whole country.
  3. Nine in tenSyrians estimated to have no bank account.
Sources

Visitors: the Ministry of Tourism via SANA, 21 July 2026. Machines: Paymera’s own figure at its May 2026 launch. Unbanked share: a press estimate relayed by Karam Shaar Advisory, May 2026, not an official figure; the World Bank last measured account ownership in Syria in 2011, at 23 per cent of adults. Cards: the Central Bank’s decision of 4 May 2026, Decision 1124 of 18 August 2026, and the first live transactions as announced by Visa and by Mastercard with QNB Group.

A shop at the end of the day, the shopkeeper inside, and the HawaPay decal in the glass of the door

Early access

Bring the counter with you.

We are signing up the first businesses now. We will call you before we open.

Phone or email, whichever suits you. One is enough.

Or write to [email protected]